We hold meetings at our offices, located at 94 Chorley Road in Bolton. Under exceptional circumstances, we will visit clients at their home or offices. We also offer virtual meetings.

Yes, at the rear of the building.

No. We offer an initial, 45-minute meeting at our expense. The purpose of our initial meeting is to establish if we can work well together and form a good rapport. We take time to get to know a little more about you, your family, your goals and your financial experiences and aspirations.

We will send you an email about everything we will need prior to the initial meeting. It helps make the meeting more productive.

No. We encourage you to take time to think about our meeting; you are under no pressure to make any immediate decision. We also need to ensure that we are a good match for you.

Get in touch with us and a member of the team will be happy to assist; they’ll take some basic information and establish what you’d like to achieve. Chris and Ross will then arrange an initial meeting with you.

Yes. We are proud to be independent. Not only does this mean that we work directly for our clients, but it also allows us total freedom with the products and providers we use when implementing a financial plan.

Yes, we are regulated by the Financial Conduct Authority. You can find us on the FCA register here.

We charge an initial fee based upon the complexity of your situation, then an ongoing fee to look after your finances. You can learn more about our charges on our fees page.

On insurance contracts only.

Generally not, unless it’s a standalone piece of work (which we rarely do).